كيفية الإبلاغ عن الجرائم الإلكترونية واسترداد أموالك — حسب الدولة
وقعت ضحية لعملية احتيال أو نصب إلكتروني؟ الساعة الأولى أهم من أي شيء آخر. اختر دولتك لمعرفة المكان الدقيق للإبلاغ — وفرصك الحقيقية في استرداد المال.
كيفية الإبلاغ عن الجرائم الإلكترونية في الولايات المتحدة (واسترداد أموالك)
دليل واضح للإبلاغ عن الاحتيال عبر الإنترنت في الولايات المتحدة: قدم بلاغاً إلى IC3 التابع لـ FBI، ولماذا تعتبر الـ 72 ساعة الأولى مهمة للاسترداد، وما هي الوكالات التي تتولى قضيتك.
افتح الدليلكيفية الإبلاغ عن الجرائم الإلكترونية في الهند (واسترداد أموالك)
اتصل بـ 1930 أولاً. دليل خطوة بخطوة للإبلاغ عن الاحتيال الإلكتروني في الهند: خط المساعدة 1930، و cybercrime.gov.in، وكيف تساعد "الساعة الذهبية" في نظام CFCFRMS على تجميد الأموال المسروقة واستردادها.
افتح الدليلكيفية الإبلاغ عن عملية احتيال أو جريمة إلكترونية في سنغافورة (واسترداد الأموال)
شرح نظام التعافي السريع في سنغافورة: خط المساعدة ScamShield رقم 1799، وكيفية قيام Anti-Scam Command بتجميد الأموال، وأين يمكن تقديم بلاغ للشرطة.
افتح الدليلكيفية الإبلاغ عن الاحتيال في المملكة المتحدة (واسترداد أموالك)
أبلغ عن الاحتيال إلى Action Fraud على الرقم 0300 123 2040، واعرف حقوقك: منذ أكتوبر 2024، يتعين على البنوك في المملكة المتحدة تعويض معظم ضحايا الاحتيال بمبلغ يصل إلى 85,000 جنيه إسترليني في غضون خمسة أيام عمل.
افتح الدليلكيفية الإبلاغ عن الجرائم الإلكترونية في الإمارات (دبي وأبوظبي)
أين يمكنك الإبلاغ عن الاحتيال الإلكتروني في جميع أنحاء الإمارات: منصة Dubai Police eCrime، وخدمة Aman التابعة لشرطة أبوظبي (8002626)، وتطبيق MoI eCrimes، ومنصة My Safe Society - بالإضافة إلى كيفية التحرك بسرعة لاسترداد الأموال.
افتح الدليلكيفية الإبلاغ عن عملية احتيال أو جريمة إلكترونية في أستراليا (واسترداد أموالك)
أبلغ عن عمليات الاحتيال إلى Scamwatch وعن الجرائم الإلكترونية إلى ReportCyber، واتصل بمصرفك في اللحظة التي تخرج فيها الأموال من حسابك. يُلزم إطار عمل منع الاحتيال الجديد في أستراليا (2025) البنوك وشركات الاتصالات والمنصات بالتحرك، لكن التعويض ليس تلقائياً.
افتح الدليلكيفية الإبلاغ عن الاحتيال في كندا (واسترداد أموالك)
أبلغ Canadian Anti-Fraud Centre على الرقم 1-888-495-8501، وقدم بلاغاً لدى الشرطة المحلية، واتصل بمصرفك على الفور. لا يوجد في كندا قانون يُلزم المصارف برد أموال ضحايا الاحتيال، لذا فإن التصرف في غضون ساعة هو كل شيء.
افتح الدليلكيفية الإبلاغ عن الجرائم الإلكترونية في الفلبين (واسترداد أموالك)
قم بإبلاغ PNP Anti-Cybercrime Group أو NBI واتصل بمصرفك أو محفظتك الإلكترونية فوراً لتجميد الأموال. بموجب قانون AFASA لعام 2024، يمكن للبنوك حجز الأموال المتنازع عليها لمدة تصل إلى 30 يوماً، وقد تضطر إلى تعويضك إذا ثبت إهمالها.
افتح الدليلكيفية الإبلاغ عن عملية احتيال في اليابان (واسترداد أموالك)
اتصل بالرقم 110 أو بخط استشارات الشرطة #9110، وأبلغ مصرفك فوراً بتجميد حساب المستلم. يسمح قانون Furikome Fraud Victim Recovery Act في اليابان للمصارف بتجميد حسابات الاحتيال على الفور وإعادة الأموال المتبقية إلى الضحايا.
افتح الدليلكيفية الإبلاغ عن الجرائم الإلكترونية في ألمانيا (واسترداد أموالك)
اتصل بالرقم 110، وقدم بلاغاً عبر الإنترنت من خلال Onlinewache الخاصة بولايتك، واتصل ببنكك الآن. إذا كانت عملية الدفع غير مصرح بها، فإن القانون الألماني (المادة 675u BGB) يلزم البنك برد أموالك بحلول يوم العمل التالي.
افتح الدليلكيفية الإبلاغ عن الاحتيال في نيجيريا (واسترداد أموالك)
اتصل ببنكك فوراً لوضع حجز من نوع Post-No-Debit على حساب المستلم، ثم قم بتقديم بلاغ إلى EFCC (عبر تطبيق Eagle Eye) أو مركز الشرطة الوطني للجرائم الإلكترونية (Police National Cybercrime Centre). تعتمد عملية الاسترداد على تجميد الأموال قبل سحبها.
افتح الدليلكيفية الإبلاغ عن عملية احتيال أو جريمة إلكترونية في فرنسا (واسترداد أموالك)
قم بتقديم طلب اعتراض (Faire opposition) لدى مصرفك فوراً، ثم قدم شكوى عبر THESEE لعمليات الاحتيال عبر الإنترنت. بالنسبة للمدفوعات غير المصرح بها، يلزم القانون الفرنسي (المادة L133-18) برد الأموال بحلول يوم العمل التالي.
افتح الدليلكيفية الإبلاغ عن عملية احتيال في ماليزيا (اتصل بـ 997 واسترد أموالك)
اتصل بـ National Scam Response Centre على الرقم 997 فوراً — فهو يعمل على مدار الساعة طوال أيام الأسبوع، ويُعتبر الاتصال على الرقم 997 الآن بمثابة بلاغ للشرطة. لا يمكن للشرطة والبنوك تجميد الأموال إلا في غضون نافذة زمنية تبلغ حوالي 24 ساعة، لذا فإن السرعة هي كل شيء.
افتح الدليلكيفية الإبلاغ عن عملية احتيال أو جريمة إلكترونية في جنوب إفريقيا (واسترداد أموالك)
اتصل بخط الاحتيال المتاح على مدار الساعة طوال أيام الأسبوع الخاص ببنكك فوراً لتجميد الحساب، ثم قدم بلاغاً في أي مركز شرطة SAPS واحصل على رقم CAS الخاص بك. لا يوجد في جنوب إفريقيا نظام استرداد تلقائي للأموال، لذا فإن الإبلاغ في نفس اليوم هو أفضل فرصة لك.
افتح الدليلكيفية الإبلاغ عن الجرائم الإلكترونية في باكستان (واسترداد أموالك)
قم بالإبلاغ عن الجرائم الإلكترونية إلى NCCIA — وهي National Cyber Crime Investigation Agency (خط المساعدة 1799)، التي حلت محل الجناح الإلكتروني لـ FIA في عام 2025 — واتصل بمصرفك فوراً لتجميد حساب المستفيد.
افتح الدليلاحتيال اعرف عميلك (KYC) عبر تقنية التزييف العميق (Deepfake): كيف يتجاوز المحتالون التحقق من الوجه (وكيف تحمي نفسك)
حذرت I4C في الهند من أن المجرمين يستخدمون تقنيات التزييف العميق (AI deepfakes) والأصوات المستنسخة لتجاوز فحوصات الوجه والتحقق من الهوية عبر الفيديو (Video-KYC) التي تعتمد عليها البنوك. إليك كيفية عمل هذه الاحتيالات، وعلامات التحذير، والخطوات التي تحمي حساباتك بالفعل.
افتح الدليلHow to Report a Scam in Indonesia (and Recover Your Money)
Step-by-step guide for Indonesian scam victims: call your bank immediately, file with IASC at iasc.ojk.go.id, and escalate to OJK 157 or police at patrolisiber.id.
افتح الدليلHow to Report a Scam or Cybercrime in Kenya (and Recover Your Money)
Lost money to a scam in Kenya? Forward your M-Pesa SMS to 456 fast, then report to the DCI on 0800 722 203 or KE-CIRT. A calm, step-by-step recovery guide.
افتح الدليلHow to Report a Scam or Cybercrime in Thailand (and Recover Your Money)
Scammed in Thailand? Call the AOC hotline 1441 and your bank fast to freeze the money, then report at thaipoliceonline.go.th. A clear victim recovery guide.
افتح الدليلHow to Report a Scam in Brazil (and Recover Your Money)
Scammed in Brazil? Request a PIX MED refund in your bank app immediately, then file a police report (B.O.) at the Delegacia Eletronica. Step-by-step guide.
افتح الدليلHow to Report Cybercrime in Nepal (and Recover Your Money)
Scammed online in Nepal? Report fast to the Nepal Police Cyber Bureau and call your bank or wallet to freeze funds. Step-by-step guide, no automatic refund.
افتح الدليلHow to Report a Scam or Cybercrime in Sri Lanka (and Recover Your Money)
Scammed in Sri Lanka? Report fast to Sri Lanka CERT (101) and the Police CCID, and call your bank to hold the funds. There is no automatic refund, speed matters.
افتح الدليلHow to Report a Scam or Cybercrime in the Netherlands (and Recover Your Money)
Scammed in the Netherlands? Call your bank, file a police aangifte, and report to the Fraudehelpdesk. A clear English guide to reporting and getting money back.
افتح الدليلHow to Report a Scam in the EU (and Recover Your Money)
Scammed in the EU? Call your bank first, unauthorised payments are refundable under PSD2 by the next business day. Report to your national police and ECC-Net.
افتح الدليلHow to Report Cybercrime in Hong Kong (and Try to Recover Your Money)
Scammed or hacked in Hong Kong? Call the Anti-Scam Helpline 18222 immediately so police can try to freeze the funds, report the crime through the Police e-Report Centre or your nearest station, and check suspicious accounts and links on Scameter. A step-by-step guide.
افتح الدليلHow to Recover a Hacked Instagram or Facebook Account
A calm, step-by-step guide to getting back into a hacked Instagram or Facebook account using Meta's official recovery flows, including what to do if the attacker changed your email, plus how to lock the account down afterward.
افتح الدليلWhat to Do If You Clicked a Phishing Link
Clicked a suspicious link and worried? Stay calm. Clicking alone is usually low harm. This calm, step-by-step guide helps you triage by what you did next and lock things down fast.
افتح الدليلHow to Recover a Hacked WhatsApp Account: Step-by-Step Guide
If your WhatsApp account was taken over, you can usually get it back in minutes by re-registering your number. This calm, step-by-step guide walks you through recovery, locking attackers out, and reporting.
افتح الدليلHow to Report Cybercrime in Bangladesh (and Get Your Money Back)
Report online fraud in Bangladesh fast: the 999 line, CID Cyber Police Centre, BGD e-GOV CIRT, and what to do when money leaves your bKash, Nagad or bank.
افتح الدليلHow to Report Cybercrime in Egypt (and Get Your Money Back)
A practical, victim-facing guide to reporting online fraud and cybercrime in Egypt: the police emergency line 122, the Ministry of Interior cybercrime hotline 108, EG-CERT for incident reporting, and the Central Bank of Egypt for disputing bank transactions, plus an honest look at how money recovery really works.
افتح الدليلHow to Report Cybercrime in Italy (and Get Your Money Back)
A practical guide to reporting online fraud in Italy: the 112 emergency line, the Polizia Postale online portal, calling your bank, your PSD2 refund rights, and the Arbitro Bancario Finanziario for refused refunds.
افتح الدليلHow to Report Cybercrime in Mexico (and Get Your Money Back)
A practical, victim-facing guide to reporting online fraud and cybercrime in Mexico: call 911 in danger, report to the Guardia Nacional Policia Cibernetica (CERT-MX) on 088, freeze your accounts, and dispute unauthorised charges through your bank and CONDUSEF.
افتح الدليلHow to Report Cybercrime in Poland (and Get Your Money Back)
A step-by-step guide to reporting online fraud and cybercrime in Poland: the 112 emergency line, the Police and gov.pl crime-report route, CERT Polska's incydent.cert.pl form and the free 8080 SMS shortcode, plus how the PSD2 unauthorised-payment refund and the Financial Ombudsman dispute route actually work.
افتح الدليلHow to Report Cybercrime in Saudi Arabia (and Get Your Money Back)
A practical, victim-facing guide to reporting online fraud and cybercrime in Saudi Arabia: the Kollona Amn app, emergency numbers, your bank, SAMA consumer protection, and the honest truth about getting your money back.
افتح الدليلHow to Report Cybercrime in South Korea (and Get Your Money Back)
A victim-facing guide to reporting cybercrime and voice phishing in South Korea: emergency numbers (112, 118, 1332), the police ECRM online report system, and how the bank account payment-suspension and refund process actually works for telecom financial fraud.
افتح الدليلHow to Report Cybercrime in Spain (and Get Your Money Back)
Lost money to an online scam in Spain? Here is exactly how to report it to the Policia Nacional or Guardia Civil, call INCIBE on 017, and claim a refund under PSD2.
افتح الدليلHow to Report Cybercrime in Vietnam (and Get Your Money Back)
A practical, victim-facing guide to reporting online fraud in Vietnam: the police number, the official NCSC scam-reporting portal, the 156 hotline, and the honest truth about getting your money back.
افتح الدليلHow to Report Cybercrime in Argentina (and Get Your Money Back)
If you were scammed online in Argentina, report to the cybercrime prosecutor UFECI, call your bank immediately and, if it stalls, escalate to the Banco Central. Here is the exact route and the refund reality.
افتح الدليلHow to Report Cybercrime in Belgium (and Get Your Money Back)
A practical, victim-facing guide to reporting cybercrime and online fraud in Belgium: who to call first, how to report to the police and Safeonweb, how to block your cards with Card Stop, and how the PSD2 refund rules decide whether you get your money back.
افتح الدليلHow to Report Cybercrime in Colombia (and Get Your Money Back)
A practical, victim-facing guide to reporting cyber fraud in Colombia: call 123 in an emergency, file online through the Policia Nacional CAI Virtual and the ADenunciar portal, contact your bank immediately, and use the Superintendencia Financiera for bank disputes.
افتح الدليلHow to Report Cybercrime in Ghana (and Get Your Money Back)
A practical guide for victims of online fraud and mobile money scams in Ghana: who to call first (Ghana Police 191 or 18555, the Cyber Security Authority on 292, your bank or MoMo provider), how recovery actually works, and what evidence to gather.
افتح الدليلHow to Report Cybercrime in Ireland (and Get Your Money Back)
A practical, victim-facing guide to reporting cybercrime and online fraud in Ireland: who to call first, how to report to An Garda Siochana, and how PSD2 refund rights work for unauthorised payments versus scams where you were tricked into paying.
افتح الدليلHow to Report Cybercrime in Sweden (and Get Your Money Back)
A practical guide for victims of online fraud in Sweden: report to Polisen, call your bank, and use your refund rights under the Swedish Payment Services Act (PSD2). Covers the EUR 50 cap on unauthorised payments, the BankID gross-negligence carve-outs, and how to escalate a dispute to ARN.
افتح الدليلHow to Report Cybercrime in Switzerland (and Get Your Money Back)
A victim-facing guide to reporting online fraud and cybercrime in Switzerland: call 117, report to the National Cyber Security Centre (NCSC), file a criminal complaint with the cantonal police, and contact your bank fast. Explains why Switzerland, being outside the EU, has no PSD2 refund right and what the Swiss Banking Ombudsman and FINMA can and cannot do.
افتح الدليلHow to Report Cybercrime in Taiwan (and Get Your Money Back)
A victim-facing guide to reporting online fraud in Taiwan: call the 165 anti-fraud hotline and 110 police, file an official report, and trigger the emergency account-suspension (warning account) freeze that can stop money you just transferred.
افتح الدليلHow to Report Cybercrime in Austria (and Get Your Money Back)
A victim-facing guide to reporting cybercrime in Austria: call 133 or report to any police station, alert the Bundeskriminalamt Cybercrime reporting office, and use your PSD2 (ZaDiG) rights to claim a refund for unauthorised payments, with the EUR 50 liability cap explained.
افتح الدليلHow to Report Cybercrime in Bahrain (and Get Your Money Back)
A practical guide for victims of online fraud in Bahrain: call your bank now, report to the Ministry of Interior's cybercrime hotline 992 or its online form, and understand when a refund is realistic.
افتح الدليلHow to Report Cybercrime in China (and Get Your Money Back)
A step-by-step guide for victims of online fraud and cybercrime in mainland China: call 110, use the 96110 anti-fraud hotline and the National Anti-Fraud Center app, get your bank to freeze the funds fast, and understand how recovery actually works under the 2022 Anti-Telecom and Online Fraud Law.
افتح الدليلHow to Report Cybercrime in Israel (and Get Your Money Back)
A practical guide to reporting online fraud and cyberattacks in Israel: call 100 for police, the INCD 119 cyber hotline, file a police complaint online via GovID, alert your bank fast, and understand how recovery realistically works.
افتح الدليلHow to Report Cybercrime in New Zealand (and Get Your Money Back)
A practical guide for New Zealand victims of online scams and fraud: who to call first, how to report to your bank, Police 105 and the NCSC, and what the new banking confirmation-of-payee and reimbursement rules mean for getting your money back.
افتح الدليلHow to Report Cybercrime in Portugal (and Get Your Money Back)
A practical guide for victims of online fraud and cybercrime in Portugal: who to call, how to report to the Gabinete de Cibercrime and Policia Judiciaria, and how the PSD2 unauthorised-payment refund (with its EUR 50 cap) actually works.
افتح الدليلHow to Report Cybercrime in Qatar (and Get Your Money Back)
A practical guide to reporting online fraud and cybercrime in Qatar: the 999 emergency line, the Metrash2 app and the Ministry of Interior Economic and Cyber Crimes Combating Department, plus what recovering stolen money really involves.
افتح الدليلHow to Report Cybercrime in Turkey (and Get Your Money Back)
A victim-facing guide to reporting online fraud and cybercrime in Turkey: call the police on 155, file a complaint via CIMER, report incidents to USOM/TR-CERT, and act fast with your bank to attempt a recall.
افتح الدليلHow to Report Cybercrime in Arizona (and Get Your Money Back)
A step-by-step guide for Arizona victims of online fraud, scams, and identity theft: where to report at the federal level (IC3, FTC), how to use the Arizona Attorney General consumer complaint and local police or DPS, and how money recovery actually works under your bank and federal consumer-protection rights.
افتح الدليلHow to Report Cybercrime in California (and Get Your Money Back)
If you were scammed or hacked in California, report federally to the FBI's IC3 and the FTC, and at state level to the California Attorney General and local police. Here is the order that protects your money.
افتح الدليلHow to Report Cybercrime in Florida (and Get Your Money Back)
A Florida-specific guide to reporting online fraud and scams: file federally with the FBI's IC3 and the FTC, then add the Florida layer through the state Attorney General and FDACS consumer complaints plus your local sheriff or police. Includes the steps to take, what to have ready, and how money recovery actually works.
افتح الدليلHow to Report Cybercrime in Georgia (and Get Your Money Back)
If you were scammed or had money stolen online in Georgia, report to the federal IC3 and FTC, file a complaint with the Georgia Department of Law Consumer Protection Division, and notify local police or the GBI. Most importantly, call your bank right now. Here is the exact order to do it in and how recovery actually works.
افتح الدليلHow to Report Cybercrime in Illinois (and Get Your Money Back)
A step-by-step guide for Illinois residents on reporting online fraud and scams: federal IC3 and FTC reports, the Illinois Attorney General Consumer Fraud complaint, state and local police, and how money recovery actually works.
افتح الدليلHow to Report Cybercrime in Michigan (and Get Your Money Back)
A step-by-step guide for Michigan victims of online fraud and cybercrime: call your bank now, file with the FBI's IC3 and the FTC, and use Michigan's own channels (the Attorney General Consumer Protection complaint and your local police or Michigan State Police) to push for recovery.
افتح الدليلHow to Report Cybercrime in New Jersey (and Get Your Money Back)
Report to the federal IC3 and FTC, and in New Jersey file a complaint with the Division of Consumer Affairs, report the cyber incident to the NJCCIC, and notify the State Police or local police. Then call your bank now, because speed decides whether the money can be recalled.
افتح الدليلHow to Report Cybercrime in New York (and Get Your Money Back)
If you have been scammed or hacked in New York, here is exactly where to report it and how to try to recover your money: federal IC3 and FTC complaints, the New York Attorney General's consumer fraud complaint, the NY Department of Financial Services, and your local police or NYPD. Includes the bank rules that decide whether you get refunded.
افتح الدليلHow to Report Cybercrime in North Carolina (and Get Your Money Back)
A step-by-step guide for North Carolina residents who have lost money to online fraud, scams, or identity theft. Covers the federal IC3 and FTC reports, the North Carolina Department of Justice consumer complaint, your local police and the State Bureau of Investigation, and the bank rules that decide whether you get your money back.
افتح الدليلHow to Report Cybercrime in Ohio (and Get Your Money Back)
A practical, Ohio-specific guide to reporting online fraud and scams: file with the federal IC3 and FTC, lodge a consumer complaint with the Ohio Attorney General (800-282-0515), notify local police, and act fast with your bank to maximize your chance of recovery.
افتح الدليلHow to Report Cybercrime in Pennsylvania (and Get Your Money Back)
A step-by-step guide for Pennsylvania residents who have lost money to online fraud: where to report (federal IC3 and FTC plus the Pennsylvania Attorney General's Bureau of Consumer Protection and state or local police), how recovery actually works, and what you need to act fast.
افتح الدليلHow to Report Cybercrime in Texas (and Get Your Money Back)
A practical guide for Texas victims of online fraud and scams: freeze the payment at your bank, file with the FBI's IC3 and the FTC, add a Texas Attorney General consumer complaint and a local police report, and use the federal rules (EFTA/Reg E and FCBA) that decide whether your money comes back.
افتح الدليلCard Chargebacks Explained: How to Dispute a Transaction on Visa, Mastercard, RuPay and Diners Club (with a US Filing Tutorial)
You don't request a chargeback from Visa or Mastercard, you dispute with your bank, which runs it through the network. Here's how chargebacks work across Visa, Mastercard, RuPay and Diners Club, a step-by-step US filing tutorial, and the statutory backstops in India, the US and the UK.
افتح الدليلScammed on Zelle? How to Try to Get Your Money Back (2026 US Guide)
Lost money on Zelle? Whether you can get it back hinges on one thing: was the transfer unauthorised (someone else moved your money) or authorised (you were tricked into sending it). The recovery steps, your Regulation E rights, the narrow imposter-scam reimbursement, and where to report.
افتح الدليلScammed on Cash App? How to Try to Get Your Money Back (2026 US Guide)
Lost money on Cash App? Report it in-app first, and if you funded the payment with a linked card you may be able to dispute it with your card issuer. Your Regulation E rights for unauthorised charges, the authorised-payment gap, and a warning about fake Cash App support numbers.
افتح الدليلScammed on Venmo? How to Try to Get Your Money Back (2026 US Guide)
Lost money on Venmo? Standard person-to-person payments are not covered by Purchase Protection, and a payment you sent yourself is hard to reverse. Here are the real recovery steps, your Regulation E rights, the pending-payment 'take back', and where to report.
افتح الدليلScammed on PayPal? How to Try to Get Your Money Back (2026 US Guide)
Whether PayPal can refund you hinges on one thing: did you pay as 'Goods & Services' (covered by Purchase Protection) or 'Friends & Family' (not covered)? How to open a dispute in the Resolution Center, the 180-day and 20-day deadlines, unauthorised-charge reporting, and the card-chargeback backstop.
افتح الدليلHow to Freeze Your Credit for Free (Equifax, Experian, TransUnion) — 2026 Step-by-Step
A credit freeze is the single strongest, free protection against new-account identity theft. Here's how to place one at all three US bureaus in minutes, why it won't hurt your score, how to lift it free when you need credit, and how to freeze a child's credit.
افتح الدليلMy SSN Was Leaked in a Data Breach. Here's What to Do Now (2026 US Guide)
If your Social Security number was exposed in a data breach, don't panic — act methodically. Freeze your credit, get an IRS IP PIN, make a plan at IdentityTheft.gov, and monitor your reports. The exact steps, and what NOT to do.
افتح الدليلCredit Freeze vs. Fraud Alert vs. Credit Monitoring: Which Do You Actually Need? (2026)
A credit freeze, a fraud alert, and credit monitoring do very different jobs — and only one actually prevents fraud. Here's what each does, what it costs, and which you should use (hint: start with the free freeze).
افتح الدليلYou Got Scammed. Here's What to Do in the First 24 Hours (2026 US Guide)
The first 24 hours decide whether you get your money back. A calm, ordered checklist for any scam — the universal first moves, the exact next step for how you paid (card, Zelle, Cash App, Venmo, PayPal, SSN), and where to report it in the US.
افتح الدليلThe 2026 Scams Coming for You: 7 Tactics Emptying Bank Accounts Worldwide — and How to Beat Each
Scammers stole an estimated $1 trillion worldwide last year, and AI has made them faster, cheaper and far more convincing. These are the seven fastest-growing scam tactics of 2026 — cloned voices, fake police calls, 'task' jobs, toll texts — and the simple move that beats every one.
افتح الدليلThe Second Scam: How 'Fund Recovery' Fraudsters Hunt People Who Were Already Robbed
After a scam comes a colder one. Fake 'fund recovery' agents, fictitious law firms and bogus officials promise to claw back what you lost, for a fee, and steal again. The FBI logged $1.4 billion lost to recovery scams in 2025. Here is how the second scam works, and the one rule that stops it.
افتح الدليلRomance Scams in 2026: How AI Is Supercharging the World's Most Heartbreaking Fraud, and How to Spot It
Romance scams cost victims hundreds of millions a year, and AI now writes the love letters, fakes the photos, and even joins the video calls. Drawing on the FBI, FTC, INTERPOL, the UK and Australia, here is how the modern romance scam works, why so many victims stay silent, and the red flags that give it away.
افتح الدليلFinancial Sextortion: The Scam Pushing US Teens to Crisis, and How Parents Can Stop It
Criminals pose as a peer, trick a teen into sending an explicit image, then demand money under threat to share it. The FBI calls it one of the fastest-growing crimes against children. What parents and teens need to know, what to do if it happens, and the free tool that can pull the images down.
افتح الدليلIf Someone Tells You to Pay With Gift Cards, It Is a Scam: The $217 Million US Trap
Gift cards are the number one way Americans get scammed out of money, because once you share the numbers the cash is gone. No real business or agency takes payment in gift cards. How the trap works, the warning line that ends every version of it, and what to do fast if you already paid.
افتح الدليلThe IRS Is Not Calling You: How to Spot US Government-Impersonation Scams
Fake IRS, Social Security, and Medicare calls and texts cost Americans hundreds of millions a year. Real agencies do not call to threaten arrest or demand gift cards. The tells that give the scam away, and exactly where to report an IRS, SSA, or Medicare impersonator.
افتح الدليلFrozen or Lien-Marked Bank Account in India? How to Get It Released (2026)
Indian bank account frozen or lien-marked over a cyber-fraud complaint? A step-by-step 2026 guide to getting it released, limiting the lien, and protecting your rights.
افتح الدليلHow to Report a Cybercriminal to the IC3 (FBI): What to Put in Your Complaint
File an FBI IC3 complaint at ic3.gov: a step-by-step guide to what evidence to include (IPs, WHOIS, email headers, file hashes) and what realistically happens next.
افتح الدليلGot a Sextortion Email With Your Old Password? Here's Why It's a Bluff (and What to Do)
That "I hacked your webcam" email showing your old password is a mass-mailed bluff. Why it is almost always fake, and exactly what to do: do not pay, do report.
افتح الدليلSent Money by Wire to a Scammer? The 24–72 Hour Recall Playbook (US)
A bank wire feels final, but there is a short window to claw it back: call your bank for a recall and file at ic3.gov the same day, ideally within 72 hours.
افتح الدليلSent Bitcoin or USDT to a Scammer? What Actually Works (and the Recovery Trap)
Crypto transfers cannot be reversed, but reporting fast to your exchange and ic3.gov still matters, and beware the upfront-fee recovery services that target victims twice.
افتح الدليلRecover a Hacked Snapchat Account: Reset, Appeal, and Lock It Down
Locked out of Snapchat? How to reset your password at accounts.snapchat.com, recover an account whose email the attacker changed, and secure it with 2FA.
افتح الدليلThat 'Pending Traffic Challan' SMS Is a Trap: How to Check a Real e-Challan
A text about a pending traffic fine with a payment link is a common India scam. How to verify a real challan at echallan.parivahan.gov.in and avoid the APK trap.
افتح الدليلBank Refusing to Refund a Fraud Transaction? Use the RBI Ombudsman
If your bank will not refund an unauthorised transaction, escalate free to the RBI Ombudsman at cms.rbi.org.in. The zero-liability rule, and the new 90-day deadline.
افتح الدليلSomeone Made AI Nude Deepfakes of You: The 48-Hour Take It Down Act Playbook
AI deepfake nudes can be forced offline fast: use StopNCII, and under the US Take It Down Act covered platforms must remove them within 48 hours. The step-by-step.
افتح الدليلThe "Safe Account" Scam: When a Fake Bank Fraud Team Tells You to Move Your Money
A caller with your bank's real caller ID says fraudsters are targeting your account and you must move money to a "safe account." That instruction is the scam.
افتح الدليلScammed on Facebook Marketplace? Why "Friends & Family" Killed Your Refund
The single trick behind most Marketplace payment scams: getting you off protected checkout and onto Friends & Family, Zelle, or Cash App, which carry no buyer protection.
افتح الدليلRomance and Pig-Butchering Scam Recovery: Can Your Bank Be Made to Pay?
Sent money to someone you met online who turned out to be a scammer? Recovery depends heavily on how you paid. Here's the bank-liability reality and what to do now.
افتح الدليل"Was My Data Leaked?" How to Check a Breach and What to Lock Down First
Got a breach notice or found your email in a leak? Check haveibeenpwned.com, then lock down passwords, 2FA, and your credit in the right order.
افتح الدليلYour Elderly Parent Got Scammed: The First 48 Hours and Who to Call
Call the bank first, then the National Elder Fraud Hotline (833-372-8311). What to do in the first 48 hours, without blame, and how to help prevent it happening again.
افتح الدليلBank Froze or Held Your Money "for a Fraud Investigation"? Your Rights
A US bank can hold funds it suspects are tied to fraud, often without warning, but not indefinitely without explanation. How to get answers and escalate to the CFPB.
افتح الدليلScammed on UPI? The First 30 Minutes That Decide If You Get Your Money Back
Lost money on UPI? The first-30-minutes playbook: call 1930, report on cybercrime.gov.in, freeze the account, and the RBI zero-liability rule.
افتح الدليلSomeone Opened SIMs on Your Aadhaar? Check and Block Them Free on Sanchar Saathi (TAFCOP)
Check every mobile SIM registered in your name for free on the Government of India's Sanchar Saathi (TAFCOP) portal, and report any you did not take.
افتح الدليلHow to Remove Leaked, Revenge or Deepfake Intimate Images of You From the Internet
A step-by-step guide to getting non-consensual intimate images (leaked, revenge or AI deepfake) taken down: StopNCII, Take It Down, platform + Google removal, and your legal rights.
افتح الدليلRecover a Hacked Gmail Account (Even If You've Lost the Phone and Recovery Email)
Locked out of a hacked Gmail? Recover it from a familiar device even after the hacker changed your password and recovery info, then lock it down.
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