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Bank Fraud Help · Africa

The Gambia: How to Report Bank Fraud

If money left your account without your permission, or you were tricked into sending it, contact your bank or payment provider straight away. The faster they hear from you, the better the chance of stopping or recovering the money. Below are the official fraud and card lines for 3 providers in The Gambia.

Do this first

  1. Call your bank’s fraud or card line now. Use a number from this page, the back of your card, or your bank’s official app. Never use a number from a text, an email, a caller or a search ad.
  2. Block your card or freeze your account in the app if you can, and change your online banking password.
  3. Ask the bank for a reference number, and write down the time you reported it.
  4. Report it to the police as well: see who handles cybercrime in The Gambia.
  5. Keep everything: messages, call logs, screenshots and transaction IDs. Your bank will never ask for your PIN, password or a one-time code.

Know this about The Gambia

  • Wave and Ecobank Gambia publish no phone number on their websites, so be wary of anyone offering you a 'helpline' for them.

Bank and payment fraud lines

GTBank Gambia

Bank

App or online: Online complaints form (and escalation form) on the bank's complaints page

Source: GTBank Gambia official page

Zenith Bank Gambia

Bank
  • Customer service:+220 439 9471(Mon–Fri, business hours)
  • Customer service:439 9474(Mon–Fri, business hours)
Source: Zenith Bank Gambia official page

QMoney (QCell)

Mobile money

App or online: Contact form: https://qmoney.gm/contact-us/

Source: QMoney (QCell) official page

Not listed here

We could not confirm contact details on the official website of: Ecobank Gambia, Trust Bank (Gambia), Wave Gambia. Rather than risk a wrong number, we leave them out. Use the number printed on your card or shown in the provider’s official app.

Report it to the police too

Banks often ask for a police report before they investigate. Cybercrime agencies in The Gambia.

Every number on this page was read on the provider’s or regulator’s own website on 3 October 2026. Banks change numbers, so if one doesn’t work, use the number on your card or in the official app, and tell us so we can fix it. See every country in the Bank Fraud Help directory.