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Bank Fraud Help · Africa

Mozambique: How to Report Bank Fraud

If money left your account without your permission, or you were tricked into sending it, contact your bank or payment provider straight away. The faster they hear from you, the better the chance of stopping or recovering the money. Below are the official fraud and card lines for 4 providers in Mozambique.

Do this first

  1. Call your bank’s fraud or card line now. Use a number from this page, the back of your card, or your bank’s official app. Never use a number from a text, an email, a caller or a search ad.
  2. Block your card or freeze your account in the app if you can, and change your online banking password.
  3. Ask the bank for a reference number, and write down the time you reported it.
  4. Report it to the police as well: see who handles cybercrime in Mozambique.
  5. Keep everything: messages, call logs, screenshots and transaction IDs. Your bank will never ask for your PIN, password or a one-time code.

Bank and payment fraud lines

Millennium bim

Bank
Source: Millennium bim official page

BCI (Banco Comercial e de Investimentos)

Bank
Source: BCI (Banco Comercial e de Investimentos) official page

Absa Bank Mocambique

Bank

App or online: Complaints page: https://www.absa.co.mz/pt/reclamacoes/

Email: [email protected]

Source: Absa Bank Mocambique official page

M-Pesa Mocambique (Vodacom)

Mobile money
  • Customer line (free):100(24/7)
  • Customer line (free):84111(24/7)

Phone code: *150#: open the M-Pesa menu and choose 'Reverter Transacao' to reverse a transfer sent to the wrong person

Source: M-Pesa Mocambique (Vodacom) official page

Not listed here

We could not confirm contact details on the official website of: Standard Bank Mocambique, e-Mola (Movitel). Rather than risk a wrong number, we leave them out. Use the number printed on your card or shown in the provider’s official app.

If your bank won’t help

Banco de Mocambique: complaints against credit institutions

Complaints against banks and financial companies that the institution did not resolve.

Complain in person, in writing, or by email to [email protected], with the complaint form, a copy of the institution's decision and your supporting documents. Phone: +258 21 35 46 00.

Official website

INCM (communications regulator): consumer complaints

Complaints about mobile operator services. Money disputes on mobile wallets go to Banco de Mocambique instead.

Free customer line 1789, or the online complaint form.

Official website

Report it to the police too

Banks often ask for a police report before they investigate. Cybercrime agencies in Mozambique.

Every number on this page was read on the provider’s or regulator’s own website on 3 October 2026. Banks change numbers, so if one doesn’t work, use the number on your card or in the official app, and tell us so we can fix it. See every country in the Bank Fraud Help directory.