Hipotekarna banka Fraud: How to Report It and Stop the Money
If money left your Hipotekarna banka account without your permission, or you paid a scammer, contact Hipotekarna banka straight away and ask it to block the payment and your card. The first minutes matter most.
Do this first
- Call Hipotekarna banka’s official line below, or use help inside the official Hipotekarna banka app. Never use a number from a text, a caller or a search result.
- Give them the transaction details (amount, time, and the account or number you paid) and ask them to block your card and stop or recall the payment.
- Change your online banking password and PIN if anyone may know them. Hipotekarna banka will never ask for your PIN, password or a one-time code.
- Report it to the police too: see who handles cybercrime in Montenegro, and keep screenshots of every message and payment.
Official Hipotekarna banka fraud contacts
Hipotekarna banka
Bank- Contact centre (card blocking only outside office hours):19905(Mon–Fri 8am–8pm, Sat 8am–1pm; card blocking at other times)
App or online: Message MojHB Chat on Viber, or use the mHB klik app.
Email: [email protected]
Know this about Montenegro
- Outside office hours, Hipotekarna's 19905 line is answered by an external centre that can only block cards.
If Hipotekarna banka won’t help
Central Bank of Montenegro (CBCG), client protection
Complaints about banks and other credit institutions.
Complain to your bank first. The Central Bank then acts on your complaint within its legal powers. Address: Bulevar Svetog Petra Cetinjskog 6, 81000 Podgorica.
Official websiteReport it to the police too
Cybercrime agencies in Montenegro lists who to report to.
Common questions about Hipotekarna banka fraud
- What is the Hipotekarna banka fraud helpline number?
- Hipotekarna banka lists these numbers on its own website: Contact centre (card blocking only outside office hours): 19905 (Mon–Fri 8am–8pm, Sat 8am–1pm; card blocking at other times). Always dial the number printed on your card or shown in the official app if you are unsure.
- How do I report fraud to Hipotekarna banka?
- Call Hipotekarna banka's official line, or report it in the app or online: Message MojHB Chat on Viber, or use the mHB klik app., or by email: [email protected]. Tell them the amount, the time and the account the money went to, and ask them to block your card or the payment.
- What if Hipotekarna banka will not help or refund me?
- In Montenegro you can complain to Central Bank of Montenegro (CBCG), client protection. Details of what each one handles are on this page.
Other providers in Montenegro
These contacts were read on Hipotekarna banka’s own website on 3 October 2026. If a number has changed, use the one in the official app and tell us. Ministry of Cyber Affairs is not Hipotekarna banka and cannot recover money. All Montenegro providers are in Bank Fraud Help: Montenegro.