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Bank Fraud Help · Malawi

National Bank of Malawi Fraud: How to Report It and Stop the Money

If money left your National Bank of Malawi account without your permission, or you paid a scammer, contact National Bank of Malawi straight away and ask it to block the payment and your card. The first minutes matter most.

Do this first

  1. Call National Bank of Malawi’s official line below, or use help inside the official National Bank of Malawi app. Never use a number from a text, a caller or a search result.
  2. Give them the transaction details (amount, time, and the account or number you paid) and ask them to block your card and stop or recall the payment.
  3. Change your online banking password and PIN if anyone may know them. National Bank of Malawi will never ask for your PIN, password or a one-time code.
  4. Report it to the police too: see who handles cybercrime in Malawi, and keep screenshots of every message and payment.

Official National Bank of Malawi fraud contacts

National Bank of Malawi

Bank
Source: National Bank of Malawi official page

If National Bank of Malawi won’t help

Reserve Bank of Malawi: complaints handling

Complaints against banks and payment providers that the provider has not resolved.

Use the provider's own complaints and appeal process first. Then call the hotline 80 008 444 (MTL lines only) or email [email protected].

Official website

MACRA consumer complaints (telecom)

Telecom service complaints, such as unlawful airtime deductions, that the operator failed to resolve. Mobile-money disputes go to the Reserve Bank instead.

Call 01 812 890 or email [email protected], quoting the operator's complaint reference number. MACRA aims to reply in writing within 14 days.

Official website

Your rights as a National Bank of Malawi customer in Malawi

  • RBM Complaints Handling Directive 2024 and Fair Treatment of Consumers Directive 2024. Reserve Bank rules on how banks and payment providers must handle complaints and treat customers fairly. Source

Report it to the police too

Cybercrime agencies in Malawi lists who to report to.

Common questions about National Bank of Malawi fraud

What is the National Bank of Malawi fraud helpline number?
National Bank of Malawi lists these numbers on its own website: Call centre: 626; Head office: +265 111 820 622. Always dial the number printed on your card or shown in the official app if you are unsure.
How do I report fraud to National Bank of Malawi?
Call National Bank of Malawi's official line, or report it by email: [email protected]. Tell them the amount, the time and the account the money went to, and ask them to block your card or the payment.
What if National Bank of Malawi will not help or refund me?
In Malawi you can complain to Reserve Bank of Malawi: complaints handling, MACRA consumer complaints (telecom). Details of what each one handles are on this page.

Other providers in Malawi

Standard Bank MalawiNBS BankFirst Capital Bank MalawiAirtel Money MalawiTNM Mpamba

These contacts were read on National Bank of Malawi’s own website on 3 October 2026. If a number has changed, use the one in the official app and tell us. Ministry of Cyber Affairs is not National Bank of Malawi and cannot recover money. All Malawi providers are in Bank Fraud Help: Malawi.